LawPay fees: card, eCheck and Pay Later rates, the monthly fee and pricing inside MyCase

LawPay fees come in two parts: a flat account fee of $19 per firm per month, billed monthly [1–4], and a fee on each payment a client makes. LawPay publishes its card, American Express, eCheck and Pay Later rates; only custom pricing, for firms with special processing or technical needs, is quoted on request [1].

LawPay fees per payment: card, eCheck and Pay Later

Card processing cost a year in three scenarios

Card processing cost a year in three scenarios

Product	Card rate	Bank transfer rate	$5,000 a month in 10 card payments	$25,000 a month in 25 card payments	$100,000 a month in 50 card payments	Also needs
LawPay Payments (in MyCase)	2.99% + $0.30 Published [1, 3, 5–8]	1% (eCheck)	$1,830 [1, 3, 5–8]	$9,060 [1, 3, 5–8]	$36,060 [1, 3, 5–8]	Requires a MyCase plan
LawPay Monthly Pricing	2.99% + $0.30 Published [1–4, 9–11]	1% (eCheck)	$2,058 [1–4, 9–11]	$9,288 [1–4, 9–11]	$36,288 [1–4, 9–11]	Nothing else

The LawPay row counts the monthly account fee. The MyCase row has no monthly fee, because MyCase customers pay none [12], but it needs a paid MyCase plan, which is not counted here. American Express costs more than Visa, Mastercard and Discover [1]. Pay Later lets a client finance a bill through Affirm while the firm receives the full amount [13].

How LawPay collects its fees

LawPay deposits each payment in full. It then debits all its fees from the operating account once a month, never from the trust account, even for client disputes and chargebacks [9]. 8am’s terms say the same: it never sets off money owed against a trust account [3].

LawPay pricing: one plan for the whole firm

LawPay plans and prices

LawPay plans and prices

Plan	Price and label	What it includes	Last verified
LawPay Monthly Pricing	$19 per firm per month, billed monthly Published [1–4]	All payment types: credit and debit cards, eCheck, Apple Pay and Pay Later client financing Separate trust (IOLTA) and operating accounts; full deposits, with fees taken monthly from the operating account Payment links, cards on file (Card Vault), scheduled payments and customizable payment pages Next-day payments on card and eCheck transactions Invoicing with time and expense tracking; Quick Bill payment requests Custom reporting and reconciliation; QuickBooks Online sync Unlimited users and phone support PCI compliance program (LawPay puts its value at $150) Chargeback assistance (each chargeback dispute is still charged; see the fees below) No monthly fee for 8am MyCase customers (processing fees still apply)	November 10, 2026
LawPay Custom Pricing	Not published [1, 2, 14, 15]	Custom pricing for firms with special processing or technical requirements, aimed at large firms	November 10, 2026

The monthly fee is per firm, so headcount does not change it: $228 a year for 1 user [1–4], $228 a year for 5 users [1–4] and $228 a year for 20 users [1–4], before any processing fees. LawPay’s FAQ mentions annual billing as well, but no annual price is published [2].

LawPay inside MyCase and on its own

LawPay and MyCase come from the same company, 8am, which launched LawPay in 2007 under its old name, AffiniPay, and agreed to buy MyCase in 2022 [16] [17]. LawPay is built into every MyCase plan, and MyCase customers pay no LawPay monthly fee for the life of their accounts [12]. Processing fees still apply. The card, American Express and eCheck rates in MyCase’s help center match LawPay’s price list [6].

LawPay on its own and LawPay inside MyCase: what differs

LawPay on its own and LawPay inside MyCase: what differs

Compared	LawPay on its own	LawPay inside MyCase
Monthly account fee	Charged per firm (see the plan table)	None
Card, Amex and eCheck rates	LawPay’s price list	The same rates
Billing and time tracking	LawPay’s own, in the monthly fee	MyCase’s, in the MyCase plan
Practice management	Not included; connects to other systems	MyCase plan required
Three-way trust reconciliation	Not included	With the MyCase Accounting add-on

LawPay keeps trust activity and balances visible by client and syncs payments to QuickBooks Online, but reconciliation stays with the firm [9]. MyCase lists three-way trust reconciliation under its paid MyCase Accounting add-on [5].

What the price list leaves out

LawPay: costs not on the price list

LawPay: costs not on the price list

Item	Cost	Label	Plans	Details
One-off fees
Setup fee	No charge [14]	Included	LawPay Monthly Pricing	LawPay states there is no setup fee.
Cancellation fee	No charge [3, 14, 18]	Included	LawPay Monthly Pricing	LawPay states there is no cancellation fee. Under 8am's terms, a subscription ends just before the next renewal date, with no refund for a partial month. Account closure is requested from support by phone or email.
Add-ons
8am Smart Spend (spend management software and 8am Visa Business Card)	Included [19]	Included	LawPay Monthly Pricing	LawPay says the Smart Spend software is free with a LawPay subscription and the Visa Business Card has a $0 annual fee. Other card fees may apply under the card terms.
Payment processing fees
Processing, card	2.99% + $0.30 [1, 9]	Published	LawPay Monthly Pricing	Visa, Mastercard and Discover. The pricing page prices by card brand and does not separate credit and debit cards, so no separate debit rate is published. The same rate is shown for trust and operating payments. The full payment is deposited and fees are taken monthly from the operating account. Card-network pass-through fees, the monthly network-fee allocation and the foreign-card surcharge come on top (see below).
Processing, American Express	3.9% + $0.30 [1]	Published	LawPay Monthly Pricing	American Express. Amex network fees (examples on the pricing page: 0.16% network processing, 0.30% card-not-present) may be passed through on top.
Processing, eCheck	1% [1, 10, 11]	Published	LawPay Monthly Pricing	ECheck and ACH are the same payment type on LawPay. No per-transaction fixed fee or cap is shown. The 1% is charged on each attempt, including failed ones.
Processing, pay later	5.95% [1, 13, 20]	Published	LawPay Monthly Pricing	Pay Later client financing through Affirm, for transactions of $150 to $30,000. The firm receives the full amount and pays 5.95%, which may not be passed on to the client. It can be used for trust or operating payments, and fees are never taken from trust.
Other fee, card		Not published [1]	LawPay Monthly Pricing	Card-network pass-through fees are passed on at cost with no markup. The pricing page gives examples but no full schedule, and says the fees do not apply to every transaction. Examples: Visa integrity fee $0.10; Visa international fees 0.45% and 1%; Mastercard acquirer program support fee 0.85%; Mastercard cross-border fee 0.60%; Mastercard location fee $1.25 per month; Visa fixed acquirer network fee (monthly, varies).
Fees that apply only in some cases
Other fee, card	1.75% [1]	Published	LawPay Monthly Pricing	Extra charge when the firm accepts foreign cards (the page does not define them further), on top of the card rate.
Monthly fee	$7.99 [1, 21]	Published	LawPay Monthly Pricing	Conditional: applied only in some cases, to customers LawPay judges the network fees apply to. Monthly allocation of card-network fees that are not charged per customer. LawPay may change it. It appears on statements as the Allocated Card Brand Fee and is separate from the $19 account fee.
Chargeback	$25 [9, 22]	Published	LawPay Monthly Pricing	Charged per chargeback dispute. LawPay says chargebacks are never debited from the trust account.
Refund	$0.30 [23]	Published	LawPay Monthly Pricing	Per refund. A refund does not return the processing fee on the original payment. A void on the same day (before 10 PM CT, or 8 PM ET with next-day funding) cancels the payment with no fee.
Other fee, eCheck	$10 [10]	Published	LawPay Monthly Pricing	Return fee for each failed eCheck attempt (for example insufficient funds or wrong account details), on top of the 1% processing fee.

The headline card rate is not the whole cost. Card-network pass-through fees, a monthly allocation of network fees in some cases, and a surcharge on foreign cards can all come on top [1].

Contract, renewal and cancellation

LawPay bills monthly with no long-term contract [1] [14]. Under 8am’s terms, processing fees are billed monthly in arrears, and fees can change on prior written notice, or without notice for pass-through fees [3].

Before signing, ask LawPay for:

1. The card-network fees and monthly allocation your account is likely to see.
2. Whether annual billing lowers the monthly fee.
3. Any current offer for members of your bar association.

Who LawPay suits

LawPay suits firms that take card or eCheck payments into a client trust account and want processing fees kept out of it [9]. It fits firms whose practice management or billing system connects to it. LawPay lists Smokeball, PracticePanther, CosmoLex, TimeSolv and others [14], and MyCase users pay no monthly fee [12]. Solo and small firms that want simple invoicing, time and expense tracking and Quick Bill for one-off bills, alongside payments, for one flat monthly fee, also fit [1] [14].

It suits less well a firm that needs a general ledger, or wants trust reconciliation done for it: LawPay keeps neither, and reconciliation stays with the firm [9]. Clio users can no longer connect it: Clio’s LawPay integration ended on August 31, 2026, and Clio now uses its own Clio Payments [24]. See Clio pricing, including Clio Payments rates and Clio vs MyCase, compared on price and features. For the wider market, see the law firm accounting software rankings, and for how each fee is sourced, the research methodology.

Who owns LawPay